Based in Meath. Working across Ireland.
CFP® | MSc Financial Services (UCD) | 20+ Years in Financial Services | Regulated by the Central Bank of Ireland | As Heard on LMFM
I'm Liam Colgan, Certified Financial Planner, founder of Front Row Advisory, and your financial partner for the long term. Whether you're planning for retirement, protecting your family, or finally getting clarity on your finances, I'm here to help you move forward without the jargon, without the pressure.
I've spent more than 20 years in Irish financial services - advising clients, leading teams at Irish Life, and more recently lecturing in financial services at third level. I started Front Row Advisory because I believed there was a better way to deliver financial advice: personal, plain-spoken, and genuinely in your corner. I'm a father of five. That shapes everything about how I work. I think in decades, not quarters. I care about outcomes, not transactions.
Building a clear path to the retirement you want, using every option available to you, including PRSAs, executive pensions, AVCs, and State Pension planning.
Making sure the people who depend on you are looked after if the unexpected happens. Life cover, serious illness, and income protection, explained clearly and structured properly.
Putting your money to work in a way that matches your goals, your timeline, and your appetite for risk.
Structuring your personal finances around your business, not the other way around.
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A few weeks ago I wrote about how the typical Irish pension has quietly become a bet on seven American technology companies. The response told me I'd touched a nerve, and the most common follow-up was the fair one: "Right — so what should I own instead?"
If you're one of the hundreds of thousands of workers auto-enrolled into a pension for the first time this year, you now have eight weeks to decide whether to stay in. Here's how I'd think about it.
If you have a pension in Ireland, there is a very good chance that a meaningful slice of your retirement savings is riding on the share prices of just seven US technology companies:
There's a belief I come across almost every week, and it does more quiet damage than nearly any other. It goes like this: you need money to make money. Investing, the thinking runs, is something you graduate to once you're already comfortable — a club with a velvet rope, and you're not quite on the list yet.
A short conversation costs nothing and changes everything. Tell me a little about where you are and what you're hoping to achieve, and we'll figure out together whether I'm the right fit.
Get in touch or call Liam directly on 087 258 9896
